Family walking on a wooden pathway in a grassy field, with children leading and parents smiling in the background.

Jargon-Free, Fiduciary Financial Planning for Busy Millennial & Gen-X Families

At KLD Wealth Management, I believe financial planning should be clear, transparent, and built around your goals, not confusing jargon or hidden agendas.

My role is to help families like yours take control of their financial future with expert advice, smart investment strategies, and proactive guidance. All without a sales pitch.

What Makes KLD Wealth Different?

You have options when it comes to financial planning. Here’s what sets me apart:

  • Your Best Interest Comes First. Always.

    Yes, I am a fiduciary. That means I am legally and ethically bound to act in your best interest. But honestly? That should be the bare minimum. I never push products you don’t need or steer you toward decisions that don’t align with your goals.

  • 100% Digital, 100% Accessible.

    I’ve brought financial planning into the digital age, making it easy for you to connect with us wherever you are. No in-person meetings required, unless that’s what you prefer.

  • CFP® Professional

    As a CERTIFIED FINANCIAL PLANNER® professional, I am committed to the highest ethical standards and strive to offer you the best advice to help you reach your financial goals.

  • KLD Cares: Giving with Purpose

    At KLD Wealth, I believe financial planning should make a difference—in your life and in the lives of others. Through our KLD Cares program, I donate 10% of our annual profits to causes close to our hearts, including World Central Kitchen, Equal Justice Initiative, and Dayton Children's Hospital.

    When you refer someone who becomes a client, I donate $100 to one of these charities—because doing good should grow alongside doing well.

The Perks of Working With KLD Wealth

I do things differently—not just in how I plan, but in how I show up for my clients.

  • All Your Financial Needs, Handled.

    From financial planning and investment management to tax strategies and insurance reviews. I take a comprehensive approach to your financial well-being.

  • Proactive Check-Ins.

    I don’t just set a plan and forget it. I keep an eye on your progress and check in regularly to make sure you stay on track.

  • Planning Wherever You Are.

    With a fully digital approach, you can receive expert financial guidance without leaving your home or office.

  • Tax Season, Simplified.

    Each year, I collaborate directly with your CPA to ensure a smooth, stress-free tax season.

  • Fresh Advice, Backed by Expertise.

    I stay ahead of the curve by continually updating my knowledge and certifications to provide you with the best strategies.

  • Your Questions, Answered. Anytime.

    Got a financial question? No need to wait until your next meeting—you’ll always know where to turn.

  • Less Paper, More Peace of Mind.

    Secure, digital document storage means no more digging through stacks of paper.

  • If We Can’t Do It, We’ll Find Someone Who Can.

    If you need expertise beyond my scope, I’ll connect you with trusted professionals who can help.

  • Low-Cost, Tax-Efficient Investing.

    I carefully select low-cost, tax-efficient index funds to grow your wealth without unnecessary fees.

✅ Who I Work Best With

I partner with clients who are serious about building a meaningful financial life—not just a portfolio. If this sounds like you, we may be a great fit:

  • You’re a Gen X or Millennial couple juggling work, family, and everything in between.

  • You’re raising kids, saving for college, and still trying to carve out space for your own dreams.

  • Your household income is $150,000+ and growing.

  • You want to enjoy life now and later—travel, experiences, and memories matter as much as money.

  • You value simplicity and clarity—no jargon, no sales pitch.

  • You care about alignment—your finances should reflect your values, not just your returns.

❌ Who I’m Not the Right Fit For

I want to make sure I’m a good match for your time and mine. That’s why I’m upfront about who I don’t work best with:

  • You’re looking for a stock picker or market timer.

  • You’re seeking free advice without commitment.

  • You want to “set it and forget it.”

  • You’re only interested in quick wins.

  • You prefer commission-based advisors or product sales.

  • You’re not open to values-based conversations.

If that’s not you, keep reading.

A family of four sitting on wooden steps in a forest, surrounded by autumn leaves. The parents and two children are smiling and embracing each other.

Meet Your Planner

David Wiedmeyer, CFP®

Owner | Fiduciary Financial Planner | Fee-Only

I help families confidently navigate financial decisions so they have the freedom to live life on their terms—especially in retirement. Retirement isn’t an end—it’s a gateway to doing what you want, when you want.

With a Bachelor’s in Finance from Miami University and a Master’s in Personal Financial Planning from Kansas State University, I’ve built my career around personalized, values-based financial planning. As a Certified Financial Planner™ professional, I’m committed to strategies tailored to your unique goals.

Beyond finance, I’m a dedicated baseball fan and player, sharing the sport with my wife, Kelly, and daughters, Lily and Delilah. I dream of coaching one day, and I’m also an avid MMA, wrestling, and football fan.

With me, financial planning goes beyond spreadsheets—it’s about building a secure future while enjoying the journey.

Interested
in Working Together?

Get started in 3 easy steps

  • Our initial meeting is all about you, your goals, and your questions, so that we can determine if we are potentially a good fit.

  • I will create a personalized, high-level overview for you so that you can get a feel for the process. Whether we work together or part as friends, this overview will be yours.

  • We review your planning overview and discuss how you can start focusing on your ideal retirement lifestyle and worry less about your finances. This is a NO PRESSURE meeting. No sales pitch, no commitments.

  • During your strategy session we will complete your planning overview including opportunities to achieve your goals and dreams. I will not ask you to decide then and there. The goal is to take the evening and decide if the results are what you want.

    We schedule a quick meeting for the next day to see if you have any questions and see if you want to get started.

    Either way, the plan is yours. No strings attached.

 FAQs

  • Values-based financial planning integrates your personal values (e.g., sustainability, social responsibility) into your financial strategy, while traditional planning focuses mainly on maximizing financial returns.

  • I guide you through a reflection process, asking key questions about your priorities (family, community, environment) and aligning those with your financial goals.

  • Yes, values-based financial planning ensures that your financial decisions support both your personal values and long-term financial objectives. I help you find ethical strategies that don't compromise on returns.

  • I regularly review your plan and adjust it to reflect shifts in your values, family dynamics, or financial situation, ensuring continued alignment with your goals.

  • Absolutely. I incorporate your philanthropic goals into your financial plan, helping you leave a lasting legacy through charitable giving strategies that reflect your values.

  • Values-based financial planning is ideal for individuals and couples who want their financial decisions to reflect their personal ethics and beliefs, especially those focused on long-term sustainability, social impact, religious beliefs, or family legacy.

  • Yes, whether it's family wealth planning, business succession, or advanced tax strategies, we tailor your plan to both your complex needs and your values.

  • As a fee-only firm, I provide clear, upfront fees for my services, ensuring there are no hidden commissions or conflicts of interest, so your financial decisions are always in your best interest.