Family walking on a wooden pathway in a grassy field, with children leading and parents smiling in the background.

Jargon-Free, Fiduciary Financial Planning for Busy Millennial & Gen-X Families

At KLD Wealth Management, we believe financial planning should be clear, transparent, and built around your goals—not confusing jargon or hidden agendas. We help families like yours take control of their financial future with expert advice, smart investment strategies, and proactive guidance—all without the sales pitch.

What Makes Us Different?

We know you have options when it comes to financial planning, but here’s what sets us apart:

  • Your Best Interest Comes First. Always.

    Yes, we’re fiduciaries. That means we’re legally and ethically bound to act in your best interest. But honestly? That should be the bare minimum. We never push products you don’t need or steer you toward decisions that don’t align with your goals.

  • 100% Digital, 100% Accessible.

    We’ve brought financial planning into the digital age, making it easy for you to connect with us wherever you are. No in-person meetings required, unless that’s what you prefer.

  • CFP® Professional

    As CERTIFIED FINANCIAL PLANNER® professionals, we are committed to the highest ethical standards and strive to offer you the best advice to help you reach your financial goals.

  • KLD Cares: Giving with Purpose

    At KLD Wealth, we believe financial planning should make a difference—in your life and in the lives of others. Through our KLD Cares program, we donate 10% of our annual profits to causes close to our hearts, including World Central Kitchen, Equal Justice Initiative, and Dayton Children's Hospital.

    When you refer someone who becomes a client, we donate $100 to one of these charities—because doing good should grow alongside doing well.

The Perks of Working With Us

We do things differently—not just in how we plan, but in how we show up for our clients.

  • All Your Financial Needs, Handled.

    From financial planning and investment management to tax strategies and insurance reviews—we take a comprehensive approach to your financial well-being.

  • Proactive Check-Ins.

    We don’t just set a plan and forget it. We keep an eye on your progress and check in regularly to ensure you’re on track.

  • Financial Planning, Wherever You Are.

    Our fully digital approach means you can get expert financial guidance without ever leaving your home or office.

  • Tax Season, Simplified.

    We collaborate directly with your CPA each year to ensure a smooth, stress-free tax season.

  • Fresh Advice, Backed by Expertise.

    We stay ahead of the curve—continually updating our knowledge and certifications to provide you with the best strategies.

  • Your Questions, Answered. Anytime.

    Got a financial question? No need to wait for your next meeting. We’re here when you need us.

  • Less Paper, More Peace of Mind.

    Secure, digital document storage means no more digging through stacks of paper to find what you need.

  • If We Can’t Do It, We’ll Find Someone Who Can.

    No egos here. If you need expertise beyond our scope, we’ll connect you with a trusted professional who can help.

  • Low-Cost, Tax-Efficient Investing.

    We carefully select low-cost, tax-efficient index funds to grow your wealth without unnecessary fees eating into your returns.

✅ Who We Work Best With

At KLD Wealth, we partner with clients who are serious about building a meaningful financial life—not just a portfolio. If any of the following sounds like you, you’re in the right place:

  • You're a Gen X or Millennial couple juggling work, family, and everything in between.
    You’re raising kids, saving for college, and still trying to carve out space for your own dreams.

  • Your household income is $150,000+ and growing.
    You’re doing well, but know you could be doing better—with the right plan and guidance.

  • You want to enjoy life now and later.
    You love to travel, experience new things, and create memories—not just stash cash away for "someday."

  • You value simplicity and clarity.
    You’re not looking for jargon or a sales pitch—you want someone to help you make confident, well-informed decisions.

  • You care about alignment.
    Your finances should reflect your values. Whether that’s building a legacy, supporting causes you care about, or just being intentional—you're looking for more than just returns.

❌ We're Not the Right Fit For Everyone—And That's Okay

At KLD Wealth, we want to make sure we're a good match—for both your time and ours. We’re committed to building long-term, values-based relationships with our clients, and that means we’re not the best fit for everyone.

Here’s who we’re not a fit for:

  • You're looking for a stock picker or market timer.
    We believe in long-term, evidence-based investing—not trying to chase the next big thing or time the market.

  • You're seeking free advice without commitment.
    We offer real value through thoughtful planning and professional expertise. If you’re not ready to invest in your financial future, we might not be the right partner just yet.

  • You want to "set it and forget it."
    Our best clients are engaged in the process. You don’t need to be a financial expert—we’ll guide you—but we do value collaboration and follow-through.

  • You’re only interested in quick wins.
    Financial planning isn’t about overnight success. It’s about building a strong, sustainable path toward the life you want—on your terms.

  • You prefer commission-based advisors or product sales.
    We’re 100% fee-only and fiduciary. That means no commissions, no product pushing—ever.

  • You’re not open to values-based conversations.
    We help clients align their financial life with what truly matters to them. If you're not interested in exploring that connection, our approach might feel too personal.

✅ Still With Us?

If you’ve read through this and thought, “Yes! That’s exactly what I’m looking for,”—you’re in the right place.

We’d love to learn more about your story and see how we can help.

A family of four sitting on wooden steps in a forest, surrounded by autumn leaves. The parents and two children are smiling and embracing each other.

Meet Your Planner

David Wiedmeyer, CFP®

Owner / Planner

David Wiedmeyer helps families confidently navigate financial decisions, ensuring they have the freedom to live life on their terms—especially in retirement. He believes retirement isn’t an end but a gateway to doing what you want when you want.

With a Bachelor’s in Finance from Miami University and a Master’s in Personal Financial Planning from Kansas State University, David has built a career on personalized, values-based financial planning. As a Certified Financial Planner (CFP®), he’s committed to creating tailored strategies that align with each client’s unique goals.

Beyond finance, David is a dedicated baseball fan and player, sharing his love for the sport with his wife, Kelly, and daughters, Lily and Delilah. He dreams of coaching one day, bringing his passion to the field. He’s also an avid fan of MMA, professional wrestling, and football, always ready for a great conversation about any of them.

With David, financial planning goes beyond spreadsheets—it’s about building a secure future while enjoying the journey.

Interested
in Working Together?

Get started in 3 easy steps

  • Our initial meeting is all about you, your goals, and your questions, so that we can determine if we are potentially a good fit.

  • We will create a personalized, high-level overview for you so that you can get a feel for our advice. Whether we work together or part as friends, this overview will be yours.

  • We review your planning overview and discuss how you can start focusing on your ideal retirement lifestyle and worry less about your finances. This is a NO PRESSURE meeting. No sales pitch, no commitments.

  • During your strategy session we will complete your planning overview including opportunities to achieve your goals and dreams. We will not ask you to decide then and there. In fact, we actually want you to sleep on it!

    We schedule a quick meeting for the next day to see if you have any questions and see if you want to get started with us.

    Either way, the plan is yours. No strings attached.

 FAQs

  • Values-based financial planning integrates your personal values (e.g., sustainability, social responsibility) into your financial strategy, while traditional planning focuses mainly on maximizing financial returns.

  • We guide you through a reflection process, asking key questions about your priorities (family, community, environment) and aligning those with your financial goals.

  • Yes, values-based financial planning ensures that your financial decisions support both your personal values and long-term financial objectives. We help you find ethical strategies that don't compromise on returns.

  • We regularly review your plan and adjust it to reflect shifts in your values, family dynamics, or financial situation, ensuring continued alignment with your goals.

  • Absolutely. We incorporate your philanthropic goals into your financial plan, helping you leave a lasting legacy through charitable giving strategies that reflect your values.

  • Values-based financial planning is ideal for individuals and couples who want their financial decisions to reflect their personal ethics and beliefs, especially those focused on long-term sustainability, social impact, religious beliefs, or family legacy.

  • Yes, whether it's family wealth planning, business succession, or advanced tax strategies, we tailor your plan to both your complex needs and your values.

  • As a fee-only firm, we provide clear, upfront fees for our services, ensuring there are no hidden commissions or conflicts of interest, so your financial decisions are always in your best interest.