Helping Millennial & Gen X Families in Cincinnati Build Financial Confidence and a Life Aligned With Their Values
At KLD Wealth Management, we provide financial planning and investment management for busy professionals and families in Cincinnati who want to live with more freedom and less financial stress.
Whether you’re trying to figure out if you’re on track for retirement, reduce your tax burden, or simply get organized with your finances, you don’t have to do it alone.
Your Cincinnati Financial Advisor — Clear, Trusted, and Built Around You
We specialize in helping Gen X and Millennial couples in Cincinnati take control of their financial future. Our goal? To help you live the life you dream about—without second-guessing your decisions.
At KLD Wealth, we know many clients come to us feeling overwhelmed or uncertain.
“I didn’t know if I was making the right decisions for my future.”
You might wonder if your investment strategy is working… if you're paying more in taxes than you should… or if your financial plan actually supports the life you want to live.
That’s where we come in.
Fee-Only Financial Planning That Works for Cincinnati Families
KLD Wealth is a fee-only, fiduciary financial planning firm proudly serving the Cincinnati area and surrounding communities. Whether you live in Hyde Park, West Chester, Anderson, Blue Ash, Oakley, or anywhere in between, we’re here to help you create a clear, personalized financial strategy—virtually or in person.
Why Cincinnati Clients Choose KLD Wealth?
You have plenty of financial advisors to choose from in Cincinnati—but here’s what sets us apart:
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Personalized Planning for Your Life
No templates. No pressure. Just a financial strategy built around your specific goals, values, and family vision.
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Fee-Only & Commission-Free
You’ll never wonder how we’re getting paid or whether you’re being sold something you don’t need. We’re paid only by you—transparent pricing with no hidden charges.
You’ll always know exactly what you’re paying for.
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CFP® Professional
You deserve a credentialed, experienced advisor. As a CFP®, David brings professional training, ethical standards, and a commitment to ongoing education.
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Local Roots, Virtual Convenience
We serve clients across Cincinnati and beyond—virtually or in person. Whether you’re in Hyde Park, Oakley, West Chester, or downtown, we make it easy to connect wherever life takes you.
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A Plan That Adapts with You
Life changes. So should your financial plan. We proactively check in, update your strategy, and help you adjust course so you always feel confident about what’s next.
Simple Pricing That Fits Real Life
Ongoing Financial Planning + Investment Management, Combined in One Clear Model
At KLD Wealth, we believe financial planning should be transparent, flexible, and tailored to your life—not your account balance. That’s why we combine a flat monthly fee for personalized financial planning with a scaled investment management fee, based on the assets we manage on your behalf.
📊 Our Pricing Model
$250/month for comprehensive financial planning
~1% AUM for investment management
(Actual rate may vary depending on complexity and total assets managed)
👥 Best For:
Gen X and Millennial individuals or couples who want ongoing, personalized financial guidance and professionally managed investment portfolios—all in one relationship.
✅ What’s Included:
Financial Planning Services:
📄 Values-based, personalized financial plan
📅 Quarterly review meetings + unlimited support
💸 Cash flow, savings, and debt optimization
🧾 Retirement income planning and projections
💬 Tax planning and Roth conversion strategies
🛡️ Insurance and estate planning guidance
🧠 Coordination with your CPA, attorney, and other professionals
🔒 Access to your secure online financial portal
Investment Management Services:
📈 Tax-efficient, low-cost portfolio management
🔁 Ongoing rebalancing and monitoring
💡 Investment reviews with clear, personalized recommendations
🧩 Strategies aligned with your goals, time horizon, and values
✳️ No commissions, no product sales, no hidden fees
🟢 No investment minimums. No pressure. Cancel anytime.
Just real advice, a long-term partnership, and support you can trust.
💬 Not Sure If This Is Right for You?
If you’ve ever thought:
“I don’t just want a plan—I want someone to help me follow through.”
“I want to invest wisely but stay aligned with my values.”
“I’d love one trusted advisor to help with everything.”
Then this model is built for you.
Need More Information? Read our Blog:
How Much Does Financial Planning Cost? (And Why It’s Worth Every Penny)
Meet Your Planner
David Wiedmeyer, CFP®
Owner / Planner
David Wiedmeyer helps families confidently navigate financial decisions, ensuring they have the freedom to live life on their terms—especially in retirement. He believes retirement isn’t an end but a gateway to doing what you want when you want.
With a Bachelor’s in Finance from Miami University and a Master’s in Personal Financial Planning from Kansas State University, David has built a career on personalized, values-based financial planning. As a Certified Financial Planner (CFP®), he’s committed to creating tailored strategies that align with each client’s unique goals.
Beyond finance, David is a dedicated baseball fan and player, sharing his love for the sport with his wife, Kelly, and daughters, Lily and Delilah. He dreams of coaching one day, bringing his passion to the field. He’s also an avid fan of MMA, professional wrestling, and football, always ready for a great conversation about any of them.
With David, financial planning goes beyond spreadsheets—it’s about building a secure future while enjoying the journey.
Interested
in Working Together?
Get started in 3 easy steps
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Our initial meeting is all about you, your goals, and your questions, so that we can determine if we are potentially a good fit.
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We will create a personalized, high-level overview for you so that you can get a feel for our advice. Whether we work together or part as friends, this overview will be yours.
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We review your planning overview and discuss how you can start focusing on your ideal retirement lifestyle and worry less about your finances. This is a NO PRESSURE meeting. No sales pitch, no commitments.
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During your strategy session we will complete your planning overview including opportunities to achieve your goals and dreams. We will not ask you to decide then and there. In fact, we actually want you to sleep on it!
We schedule a quick meeting for the next day to see if you have any questions and see if you want to get started with us.
Either way, the plan is yours. No strings attached.
FAQs
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Yes. All our recommendations are in our client's best interest, and we always maintain the fiduciary standard. We do not sell any commission-based products, so we will only act in your best interest.
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We are a fee-only financial planning and investment management firm. Our compensation is agreed upon before doing any work, and we pride ourselves on full transparency of fees.
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Unless otherwise agreed upon, all our recommendations are comprehensive. Most of our clients engage in ongoing financial planning and are provided with a full written financial plan. Although we do not offer tax preparation or legal services, we partner with multiple tax and legal experts to ensure you are completely taken care of.
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Yes. David Wiedmeyer has extensive financial planning experience and ten years of experience. On top of that, David has a Master's degree in Personal Financial Planning from Kansas State University and a Bachelor's degree in Finance from Miami University. He is a CERTIFIED FINANCIAL PLANNER (CFP®).
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We are currently a boutique firm serving 24 households and growing. Our current client focus is on Millennial and Gen X couples seeking financial independence.
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We work for you. So, our clients are free to call any time. We have regularly scheduled meetings at least four times yearly to cover all your financial needs. These meetings will cover the four main areas: tax planning, risk management, investment management, and debt/cash flow management. On top of our regularly scheduled meetings, we will reach out via text, email, and phone to check in and ensure everything is going well! Or to say hi!