Helping Millennial & Gen X Families in Dayton Gain Clarity, Confidence, and Control Over Their Financial Future
At KLD Wealth Management, I provide transparent, values-based financial planning and investment management for busy professionals and families across Dayton and Southwest Ohio.
Whether you’re preparing for retirement, looking to reduce taxes, or simply want to feel more confident in your financial decisions.
You don’t have to navigate it alone.
Your Local Financial Planner in Dayton, OH
I specialize in helping Millennial and Gen X couples in Dayton organize their finances, align their money with their values, and build a future that reflects their goals—not just their bank statements.
Many clients begin with questions like:
“Am I saving enough for retirement?”
“Could I be paying less in taxes?”
“Are my investments really working for me?”
Without a clear plan, it’s easy to feel overwhelmed, stuck, or unsure of your next step. That’s where I come in—with trusted guidance, proactive support, and a process that puts your goals front and center.
Fee-Only Financial Planning That Works for Dayton Families
KLD Wealth is a fee-only, fiduciary financial planning firm based here in Southwest Ohio. I serve clients throughout Dayton—including Oakwood, Centerville, Kettering, Springboro, and the Miami Valley—virtually or in person.
Why Dayton Clients Choose KLD Wealth?
You have plenty of financial advisors to choose from in Dayton—but here’s what sets us apart:
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We Put Your Interests First—Always
As a fiduciary, I act in your best interest at all times. No commissions. No product pushing. Just trusted advice.
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We’re Fee-Only and Commission-Free
You’ll never wonder how I’m getting paid or if you’re being sold something you don’t need. My pricing is transparent—you’ll always know exactly what you’re paying for.
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CFP® Professional
You deserve a credentialed, experienced advisor. As a CERTIFIED FINANCIAL PLANNER™, I bring professional training, ethical standards, and a commitment to ongoing education.
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Local Roots, Virtual Convenience
I proudly serve my Dayton community. Whether you’re in downtown Dayton, Oakwood, or the surrounding Miami Valley, I make it easy to connect—virtually or in person.
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A Plan That Adapts with You
As your life changes, your plan should too. I provide ongoing check-ins and strategic updates to keep you aligned with what matters most.
✅ Who I Work Best With
I partner with clients who are serious about building a meaningful financial life—not just a portfolio. If this sounds like you, we may be a great fit:
You’re a Gen X or Millennial couple juggling work, family, and everything in between.
You’re raising kids, saving for college, and still trying to carve out space for your own dreams.
Your household income is $150,000+ and growing.
You want to enjoy life now and later—travel, experiences, and memories matter as much as money.
You value simplicity and clarity—no jargon, no sales pitch.
You care about alignment—your finances should reflect your values, not just your returns.
❌ Who I’m Not the Right Fit For
I want to make sure I’m a good match for your time and mine. That’s why I’m upfront about who I don’t work best with:
You’re looking for a stock picker or market timer.
You’re seeking free advice without commitment.
You want to “set it and forget it.”
You’re only interested in quick wins.
You prefer commission-based advisors or product sales.
You’re not open to values-based conversations.
If that’s not you, keep reading.
Meet Your Planner
David Wiedmeyer, CFP®
Owner | Fiduciary Financial Planner
With a background in values-based financial planning, a Master’s in Personal Financial Planning from Kansas State University, and a passion for helping families live with intention, I work with Dayton-area clients who want more clarity, more peace of mind, and more alignment between their money and their life.
When I’m not working with clients, you’ll find me with my wife Kelly and daughters Lily and Delilah—likely at a baseball game or planning my next weekend hike in the Miami Valley.
Interested
in Working Together?
Get started in 3 easy steps
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Our initial meeting is all about you, your goals, and your questions, so that we can determine if we are potentially a good fit.
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I will create a personalized, high-level overview for you so that you can get a feel for the process. Whether we work together or part as friends, this overview will be yours.
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We review your planning overview and discuss how you can start focusing on your ideal retirement lifestyle and worry less about your finances. This is a NO PRESSURE meeting. No sales pitch, no commitments.
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During your strategy session we will complete your planning overview including opportunities to achieve your goals and dreams. I will not ask you to decide then and there. The goal is to take the evening and decide if the results are what you want.
We schedule a quick meeting for the next day to see if you have any questions and see if you want to get started.
Either way, the plan is yours. No strings attached.
FAQs
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Values-based financial planning integrates your personal values (e.g., sustainability, social responsibility) into your financial strategy, while traditional planning focuses mainly on maximizing financial returns.
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I guide you through a reflection process, asking key questions about your priorities (family, community, environment) and aligning those with your financial goals.
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Yes, values-based financial planning ensures that your financial decisions support both your personal values and long-term financial objectives. I help you find ethical strategies that don't compromise on returns.
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I regularly review your plan and adjust it to reflect shifts in your values, family dynamics, or financial situation, ensuring continued alignment with your goals.
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Absolutely. I incorporate your philanthropic goals into your financial plan, helping you leave a lasting legacy through charitable giving strategies that reflect your values.
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Values-based financial planning is ideal for individuals and couples who want their financial decisions to reflect their personal ethics and beliefs, especially those focused on long-term sustainability, social impact, religious beliefs, or family legacy.
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Yes, whether it's family wealth planning, business succession, or advanced tax strategies, we tailor your plan to both your complex needs and your values.
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As a fee-only firm, I provide clear, upfront fees for my services, ensuring there are no hidden commissions or conflicts of interest, so your financial decisions are always in your best interest.