Helping Millennial & Gen X Families in Dayton Gain Clarity, Confidence, and Control Over Their Financial Future
At KLD Wealth Management, we offer transparent, values-based financial planning and investment management for busy professionals and families across Dayton and Southwest Ohio.
Whether you're preparing for retirement, trying to pay less in taxes, or simply want to feel more confident in your financial decisions, we're here to help—without sales pressure or confusing jargon.
Your Local Financial Planner in Dayton, OH
We specialize in helping Millennial and Gen X couples in Dayton organize their finances, align their money with their values, and build a future that reflects their goals—not just their bank statements.
Many of our clients start with questions like:
“Am I saving enough for retirement?”
“Could I be paying less in taxes?”
“Are my investments really working for me?”
Without a clear plan, it's easy to feel overwhelmed, stuck, or unsure of your next step. That’s where we come in—with trusted guidance, proactive support, and a process that puts your goals front and center.
Fee-Only Financial Planning That Works for Dayton Families
KLD Wealth is a fee-only, fiduciary financial planning firm based right here in Southwest Ohio. We serve clients throughout Dayton—including Oakwood, Centerville, Kettering, Springboro, and beyond—virtually or in person.
Why Dayton Clients Choose KLD Wealth?
You have plenty of financial advisors to choose from in Dayton—but here’s what sets us apart:
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We Put Your Interests First—Always
As a fiduciary, we act in your best interest at all times. No commissions. No sales. Just trusted advice built for your life.
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We’re Fee-Only and Commission-Free
You’ll never wonder how we’re getting paid or whether you’re being sold something you don’t need. We’re paid only by you—transparent pricing with no hidden charges.
You’ll always know exactly what you’re paying for.
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CFP® Professional
You deserve a credentialed, experienced advisor. As a CFP®, David brings professional training, ethical standards, and a commitment to ongoing education.
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Local Roots, Virtual Convenience
We're proud to serve our local community. Whether you're in downtown Dayton, Oakwood, or the surrounding Miami Valley, we understand your world because we live here, too.
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A Plan That Adapts with You
As your life changes, your plan should, too. We provide ongoing check-ins and strategic updates to keep you aligned with what matters most.
Simple Pricing That Fits Real Life
Ongoing Financial Planning + Investment Management, Combined in One Clear Model
At KLD Wealth, we believe financial planning should be transparent, flexible, and tailored to your life—not your account balance. That’s why we combine a flat monthly fee for personalized financial planning with a scaled investment management fee, based on the assets we manage on your behalf.
📊 Our Pricing Model
$250/month for comprehensive financial planning
~1% AUM for investment management
(Actual rate may vary depending on complexity and total assets managed)
👥 Best For:
Gen X and Millennial individuals or couples who want ongoing, personalized financial guidance and professionally managed investment portfolios—all in one relationship.
✅ What’s Included:
Financial Planning Services:
📄 Values-based, personalized financial plan
📅 Quarterly review meetings + unlimited support
💸 Cash flow, savings, and debt optimization
🧾 Retirement income planning and projections
💬 Tax planning and Roth conversion strategies
🛡️ Insurance and estate planning guidance
🧠 Coordination with your CPA, attorney, and other professionals
🔒 Access to your secure online financial portal
Investment Management Services:
📈 Tax-efficient, low-cost portfolio management
🔁 Ongoing rebalancing and monitoring
💡 Investment reviews with clear, personalized recommendations
🧩 Strategies aligned with your goals, time horizon, and values
✳️ No commissions, no product sales, no hidden fees
🟢 No investment minimums. No pressure. Cancel anytime.
Just real advice, a long-term partnership, and support you can trust.
💬 Not Sure If This Is Right for You?
If you’ve ever thought:
“I don’t just want a plan—I want someone to help me follow through.”
“I want to invest wisely but stay aligned with my values.”
“I’d love one trusted advisor to help with everything.”
Then this model is built for you.
Need More Information? Read our Blog:
How Much Does Financial Planning Cost? (And Why It’s Worth Every Penny)
Meet Your Planner
David Wiedmeyer, CFP®
Owner / Planner
With a background in values-based financial planning, a Master’s in Personal Financial Planning from Kansas State University, and a passion for helping families live with intention, David works with Dayton-area clients who want more clarity, more peace of mind, and more alignment between their money and their life.
When he’s not working with clients, you’ll find him enjoying life with his wife Kelly and daughters Lily and Delilah—likely at a baseball game or planning his next weekend hike in the Miami Valley.
Interested
in Working Together?
Get started in 3 easy steps
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Our initial meeting is all about you, your goals, and your questions, so that we can determine if we are potentially a good fit.
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We will create a personalized, high-level overview for you so that you can get a feel for our advice. Whether we work together or part as friends, this overview will be yours.
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We review your planning overview and discuss how you can start focusing on your ideal retirement lifestyle and worry less about your finances. This is a NO PRESSURE meeting. No sales pitch, no commitments.
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During your strategy session we will complete your planning overview including opportunities to achieve your goals and dreams. We will not ask you to decide then and there. In fact, we actually want you to sleep on it!
We schedule a quick meeting for the next day to see if you have any questions and see if you want to get started with us.
Either way, the plan is yours. No strings attached.
FAQs
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Yes. All our recommendations are in our client's best interest, and we always maintain the fiduciary standard. We do not sell any commission-based products, so we will only act in your best interest.
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We are a fee-only financial planning and investment management firm. Our compensation is agreed upon before doing any work, and we pride ourselves on full transparency of fees.
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Unless otherwise agreed upon, all our recommendations are comprehensive. Most of our clients engage in ongoing financial planning and are provided with a full written financial plan. Although we do not offer tax preparation or legal services, we partner with multiple tax and legal experts to ensure you are completely taken care of.
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Yes. David Wiedmeyer has extensive financial planning experience and ten years of experience. On top of that, David has a Master's degree in Personal Financial Planning from Kansas State University and a Bachelor's degree in Finance from Miami University. He is a CERTIFIED FINANCIAL PLANNER (CFP®).
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We are currently a boutique firm serving 21 households and growing. Our current client focus is on Millennial and Gen X couples seeking financial independence.
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We work for you. So, our clients are free to call any time. We have regularly scheduled meetings at least four times yearly to cover all your financial needs. These meetings will cover the four main areas: tax planning, risk management, investment management, and debt/cash flow management. On top of our regularly scheduled meetings, we will reach out via text, email, and phone to check in and ensure everything is going well! Or to say hi!