Fee-Only Financial Planning Built on Trust, Clarity, and Your Values
If you found me through the Ramsey SmartVestor program, chances are you value integrity, long-term planning, and debt-free living.
At KLD Wealth Management, I help Gen X and Millennial couples turn those values into a clear financial plan—one that gives you confidence today and freedom tomorrow.
Based in Lebanon, Ohio, I proudly serve families across Dayton, Cincinnati, and beyond—virtually or in person.
Welcome, SmartVestor
You’re in the right place if you’re asking yourself:
“Are we really on track for retirement?”
“Could we be doing more with our money?”
“How do we find someone we can actually trust with our finances?”
As a SmartVestor Pro, I work with families who are debt-conscious, family-focused, and ready to build wealth with intention. My goal is simple: combine your beliefs with a proven planning process to help you build a life that aligns with your values.
What You’ll Get Working With KLD Wealth?
As your SmartVestor Pro, I provide financial clarity and personal support—not sales pitches or complex jargon. My services include:
Why SmartVestor Clients Choose KLD Wealth
I do things differently—not just in how I plan, but in how I show up for my clients.
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Fee-Only, Fiduciary Advice
I don’t sell products. I provide advice that’s always 100% in your best interest.
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CERTIFIED FINANCIAL PLANNER™
Expertise built on education, ethics, and real-world experience.
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A Proven Process, No Pressure
I start with a conversation—not a commitment.
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Local to Southwest Ohio, Available Anywhere
Meet in-person or virtually—whatever works best for you.
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Aligned With Ramsey Principles
I support debt-free living, wise investing, generosity, and financial peace.
✅ Who I Work Best With
I partner with clients who are serious about building a meaningful financial life—not just a portfolio. If this sounds like you, we may be a great fit:
You’re a Gen X or Millennial couple juggling work, family, and everything in between.
You’re raising kids, saving for college, and still trying to carve out space for your own dreams.
Your household income is $150,000+ and growing.
You want to enjoy life now and later—travel, experiences, and memories matter as much as money.
You value simplicity and clarity—no jargon, no sales pitch.
You care about alignment—your finances should reflect your values, not just your returns.
❌ Who I’m Not the Right Fit For
I want to make sure I’m a good match for your time and mine. That’s why I’m upfront about who I don’t work best with:
You’re looking for a stock picker or market timer.
You’re seeking free advice without commitment.
You want to “set it and forget it.”
You’re only interested in quick wins.
You prefer commission-based advisors or product sales.
You’re not open to values-based conversations.
If that’s not you, keep reading.
Meet Your Planner
David Wiedmeyer, CFP®
Owner | Fiduciary Financial Planner | SmartVestor Pro
As a Certified Financial Planner™ professional and fellow Ramsey fan, I help families like yours gain peace of mind around money. My mission is simple: to give you the tools and support to align your financial life with the values you care about most—without noise or sales tactics.
Education: B.S. in Finance (Miami University) | M.S. in Personal Financial Planning (Kansas State University)
Specialties: Values-based planning, retirement strategy, tax optimization, investment management
Personal: Family man, baseball fan, lifelong learner—and someone who believes financial freedom should be both a goal and a lifestyle.
Interested
in Working Together?
Get started in 3 easy steps
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Our initial meeting is all about you, your goals, and your questions, so that we can determine if we are potentially a good fit.
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I will create a personalized, high-level overview for you so that you can get a feel for the process. Whether we work together or part as friends, this overview will be yours.
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We review your planning overview and discuss how you can start focusing on your ideal retirement lifestyle and worry less about your finances. This is a NO PRESSURE meeting. No sales pitch, no commitments.
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During your strategy session we will complete your planning overview including opportunities to achieve your goals and dreams. I will not ask you to decide then and there. The goal is to take the evening and decide if the results are what you want.
We schedule a quick meeting for the next day to see if you have any questions and see if you want to get started.
Either way, the plan is yours. No strings attached.
FAQs
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Values-based financial planning integrates your personal values (e.g., sustainability, social responsibility) into your financial strategy, while traditional planning focuses mainly on maximizing financial returns.
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I guide you through a reflection process, asking key questions about your priorities (family, community, environment) and aligning those with your financial goals.
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Yes, values-based financial planning ensures that your financial decisions support both your personal values and long-term financial objectives. I help you find ethical strategies that don't compromise on returns.
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I regularly review your plan and adjust it to reflect shifts in your values, family dynamics, or financial situation, ensuring continued alignment with your goals.
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Absolutely. I incorporate your philanthropic goals into your financial plan, helping you leave a lasting legacy through charitable giving strategies that reflect your values.
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Values-based financial planning is ideal for individuals and couples who want their financial decisions to reflect their personal ethics and beliefs, especially those focused on long-term sustainability, social impact, religious beliefs, or family legacy.
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Yes, whether it's family wealth planning, business succession, or advanced tax strategies, we tailor your plan to both your complex needs and your values.
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As a fee-only firm, I provide clear, upfront fees for my services, ensuring there are no hidden commissions or conflicts of interest, so your financial decisions are always in your best interest.