Securing Financial Freedom for Millennials & Gen-Xers

We specialize in guiding Millennial and Gen X couples to financial independence with tailored financial planning and investment management.

Our proven process helps you achieve and sustain a fulfilling retirement, so you can live your dream life, soon rather than later.

YOU ARE NOT ALONE

Many clients start their financial journey feeling uncertain and overwhelmed. They don’t know if their investment strategy is aligned with their goals (let alone their values) or whether their tax liabilities could be reduced.

“I didn’t know if I was making the right decisions for my future.”

Without the right guidance, clients risk missing out on tax-saving opportunities, poorly managing debt, and making investment mistakes. This often leads to stress and a lack of confidence in their financial decisions.

At KLD Wealth, we bring clarity to your financial life. With services like investment reviews, tax analysis, and estate planning, we’ll provide you with a clear path forward, customized to your unique situation.

With regular newsletters, regular goal monitoring, and retirement check-ups, we stay on top of your changing needs. You’ll feel supported, knowing that we’re proactively guiding you every step of the way.

All while using our easy-to-use online financial portal to access all your information in one place, giving you convenience and peace of mind.

Benefits of Working with Us

  • A person holding a pair of large, round glasses in front of their face. The background is blurred, focusing on the glasses.

    Improved Financial Clarity and Control

    We simplify complex concepts so you can make decisions that bring you closer to the future you want.

    Make It Yours
  • A one hundred dollar bill peeking out of the pocket of blue denim jeans.

    Maximized Tax Efficiency and Savings

    Save money on taxes with our smart check, a plan to grow money tax-free, and a year-end review.

    Make It Yours
  • Four children wearing colorful rain boots standing on a muddy path.

    Secured Future and Legacy Planning

    Plan for a safe future: get a retirement plan, share wealth with family, and plan your estate.

    Make It Yours

Why Choose Us?

Personalized financial strategies, built for your lifestyle.

  • Fiduciary Partnership

    We are proud to serve the Dayton & Southwest, Ohio communities as fiduciaries. With KLD Wealth Management, you can feel confident knowing that your financial advisor puts your best interest first.

  • We’re Fee-Only and Commission-Free

    Our fee-only service model offers you objective advice with transparent pricing. We never accept commissions. Have peace of mind knowing that we will be your trusted fee-only financial planner.

  • CFP® Professional

    As CERTIFIED FINANCIAL PLANNER® professionals, we are committed to the highest ethical standards and strive to offer you the best advice to help you reach your financial goals.

  • Tailored Planning for Unique Dreams

    Every financial strategy we develop is as individual as you are. We listen to your dreams and tailor our advice to align perfectly with your life goals and values, ensuring that each step you take is measured and meaningful. We’ll make the complex simple, so you can make decisions with confidence.

  • Transparent, Honest Financial Guidance

    We believe in transparency—no hidden fees, no sales pitches, just advice that makes sense for you. You’ll know exactly what you’re paying for, and you’ll understand every step of the process.

  • Proactive Approach to Wealth Management

    We don't just react—we anticipate. By aligning your financial strategy with your personal values, you’ll finally feel like someone is looking out for your future as much as you are, ensuring your wealth reflects both your goals and your principles.

Interested
in Working Together?

Get started in 3 easy steps

  • Our initial meeting is all about you, your goals, and your questions, so that we can determine if we are potentially a good fit.

  • We will create a personalized, high-level overview for you so that you can get a feel for our advice. Whether we work together or part as friends, this overview will be yours.

  • We review your planning overview and discuss how you can start focusing on your ideal retirement lifestyle and worry less about your finances. This is a NO PRESSURE meeting. No sales pitch, no commitments.

  • During your strategy session we will complete your planning overview including opportunities to achieve your goals and dreams. We will not ask you to decide then and there. In fact, we actually want you to sleep on it!

    We schedule a quick meeting for the next day to see if you have any questions and see if you want to get started with us.

    Either way, the plan is yours. No strings attached.

 FAQs

  • Yes. All our recommendations are in our client's best interest, and we always maintain the fiduciary standard. We do not sell any commission-based products, so we will only act in your best interest. 

  • We are a fee-only financial planning and investment management firm. Our compensation is agreed upon before doing any work, and we pride ourselves on full transparency of fees. 

  • Unless otherwise agreed upon, all our recommendations are comprehensive. Most of our clients engage in ongoing financial planning and are provided with a full written financial plan. Although we do not offer tax preparation or legal services, we partner with multiple tax and legal experts to ensure you are completely taken care of.

  • Yes. David Wiedmeyer has extensive financial planning experience and ten years of experience. On top of that, David has a Master's degree in Personal Financial Planning from Kansas State University and a Bachelor's degree in Finance from Miami University. He is a CERTIFIED FINANCIAL PLANNER (CFP®). 

  • We are currently a boutique firm serving 21 households and growing. Our current client focus is on Millennial and Gen X couples seeking financial independence. 

  • We work for you. So, our clients are free to call any time. We have regularly scheduled meetings at least four times yearly to cover all your financial needs. These meetings will cover the four main areas: tax planning, risk management, investment management, and debt/cash flow management. On top of our regularly scheduled meetings, we will reach out via text, email, and phone to check in and ensure everything is going well! Or to say hi!